Affiliate & Referral Disclosure

Last updated: 31 October 2026

Merchant Insight is free to use. We earn money in two ways:

• Referral links — some links to providers (for example Capital on Tap, Funding Circle, YouLend and Tide) are affiliate or referral links. If you apply or are approved through them, we may receive a payment. These links are marked as sponsored.
• Introductions — when you ask for quotes, a provider may pay us if you become their customer.

This never changes the price you pay. Where we offer a promotion such as a gift card, the conditions are shown next to the offer.

We try to give balanced information, including providers we do not earn from.