Independent Comparison — Updated 2026

Dojo vs Teya

Two of the UK's fastest-growing card machine providers — but which one offers better value? We compare fees, terminals, and features side by side.

Head-to-Head Comparison

How Dojo and Teya compare across the features that matter most.

Feature	Dojo	Teya
Transaction Fees	From 1.4% + 0p	From 1.25%
Monthly Fees	£0	£0
Contract Length	No contract — cancel anytime	No contract — cancel anytime
Card Machine Cost	Free terminal (on plan)	Free terminal included
Next-Day Settlement	Yes — included free	Yes — included free
Contactless Limit	£100	£100
Accepts Apple Pay / Google Pay	Yes	Yes
Portable / Countertop Options	Both available	Both available
EPOS Integration	Yes — Dojo EPOS system	Yes — Teya POS system
Business Funding	Yes — via YouLend partnership	Yes — Teya Capital
Customer Support	24/7 UK-based support	UK-based support
Trustpilot Rating	4.4/5	4.2/5

Information based on publicly available data. Last updated April 2026.

Our Verdict

Choose Dojo if…

You value 24/7 UK-based customer support
You want a premium terminal design (Dojo Go)
You want access to YouLend business funding through your card machine
You run a restaurant, pub, or hospitality venue

Choose Teya if…

You want the lowest possible transaction fees (from 1.25%)
You want an integrated POS system with business management tools
You want access to Teya Capital for business funding
You're a retail business or café wanting a modern all-in-one solution

The Bottom Line

Both Dojo and Teya offer excellent value with no monthly fees, free terminals, and next-day settlement. Dojo edges ahead on customer support, while Teya offers slightly lower starting transaction rates. Both are strong choices for UK small businesses.

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Frequently Asked Questions

Is Dojo or Teya cheaper for small businesses?

Teya's transaction fees start slightly lower (from 1.25% vs Dojo's 1.4%), but actual rates depend on your business type and card turnover. Both offer free terminals and no monthly fees, making them among the most affordable options for small businesses. Request quotes from both to get your exact rates.

Do Dojo and Teya charge monthly fees?

Neither Dojo nor Teya charges monthly fees for their standard card machine plans. Both operate on a pay-per-transaction model, so you only pay when you take a payment.

Which has better card machines — Dojo or Teya?

Both offer modern, sleek countertop and portable card machines with contactless, chip & PIN, and mobile wallet support. Dojo's Go terminal is particularly well-regarded for its speed and design. Teya's terminals are similarly capable with a clean, intuitive interface.

Can I switch from Dojo to Teya (or vice versa)?

Yes. Since neither provider requires a long-term contract, you can switch at any time without early termination fees. The new provider will typically handle the transition and send you a new terminal within a few days.

Do Dojo and Teya offer business funding?

Yes. Dojo offers business funding through its partnership with YouLend — a revenue-based advance repaid as a percentage of card sales. Teya offers a similar product called Teya Capital. Both allow you to access funding based on your card transaction history.

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